Modernize a legacy bank or launch a de novo platform
With Bitcoin-native capabilities from day one
A Bitcoin-native core banking and payments stack that lets institutions launch bitcoin-backed lending, digital-asset deposit accounts, and real-time Lightning payments.
Built on a double-entry BTC + fiat ledger with modules for account management, approval workflows, and interest/collateral management, the Galoy Stack can run as your primary core or as a sidecar alongside legacy systems.
Galoy's bitcoin-native core banking software is designed to meet the needs of long-standing financial institutions as well as de novo banking projects.
Technology moves fast, legacy software doesn't. Existing core systems are expensive to maintain and difficult to update. Replacing a core banking system takes years and considerable risk. Galoy allows you to skip the frustation and years of waiting. Our Sidecar Model simply plugs into your existing core system to open new streams of revenue and stay up to date with the latest innovations.
Bitcoin has been the biggest story in finance over the last two years. Massive incumbents like BlackRock and SoFi have seen revenues soar from meeting consumers' demand for Bitcoin products. Bitcoin is baked into our software. Our Sidecar Model gives your bank the ability to offer Bitcoin-backed loans on day one. We handle accounting, payments, and administration. Become future-ready today.
As a de novo bank, your core is a foundational decision. Many modern cores still struggle to support digital assets and rapid iteration. Galoy provides a cloud-native, API-first core with Bitcoin-native functionality, delivering full operational capability from day one.
Our platform delivers the essentials; compliance, accounting, and security, on a modern foundation built to scale and evolve quickly. Built on Bitcoin, it supports real-time payments, double-entry accounting, and dynamic loan origination so you can move from pilot to production with confidence.
If you're a bank looking to upgrade your code, or a de novo institution looking for a full-stack solution, we'd love to show you a live demo on a 30-minute call.
book a demoGaloy builds software that enables financial institutions to build future-facing banking products on Bitcoin and digital assets.
A turnkey set of modules that enable management of the digital asset-backed lending lifecycle
An embeddable double-entry accounting ledger for managing multiple user accounts
Secure, scalable and highly available interface between Bitcoin, Lightning and enterprise applications
