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Bitcoin backed loans offer high interest spreads, strong customer demand, and tax-efficient borrowing. With regulators rolling back prior limits and moving toward penalizing discrimination against Bitcoin businesses, the risk of inaction outweighs the risk of offering Bitcoin-backed loans.

In just two weeks, the U.S. banking sector has seen landmark developments: taxpayer rules blocking Bitcoin data collection have been overturned, bank regulators are opening Bitcoin service pathways, regional banks are embedding Bitcoin into customer offerings, and major banks are seriously mulling Bitcoin-collateral lending. As Bitcoin hits record levels and institutional demand grows, banking and Bitcoin are moving from alignment toward full integration.

The regulatory landscape continues to evolve favorably for Bitcoin banking integration. The convergence of regulatory clarity, institutional demand, and technological maturity is creating unprecedented opportunities for Bitcoin-focused financial services.

Regulations continue to impove and massive banks have begun to implement Bitcoin into their products. Countries overseas are following the United States' lead by becoming more Bitcoin friendly.

Regulatory bodies are coming out in numbers to provide a more favorable environment for financial institutions seeking to engage in bitcoin and crypto related activities. Innovative companies are wasting no time taking advantage of capitalizing on this newfound regulatory clarity!.

A transformative period in the integration of Bitcoin within the banking sector is underway. Regulatory clarity, institutional support, and legislative momentum are setting the stage for Bitcoin to become a core component of the global financial system.

Galoy CEO Nicolas Burtey discusses the evolution of Bitcoin banking, the role of Galoy, and the impact of regulatory changes on the Bitcoin ecosystem.

New service makes it fast and easy for institutions of any size to make the leap into the Bitcoin Age

The SEC’s crippling SAB 121 guidance on Bitcoin is widely expected to be withdrawn. What does this mean for banks and the customers they serve?

Nicolas Burtey explores what happens when the global banking system (an immovable object) comes into contact with the unstoppable force that is bitcoin.

Blink positions itself for accelerated growth to boost bottom-up bitcoin adoption under the leadership of new CEO Lukas Duczko and prominent board.

Companies that wield Bitcoin well – and early – will make money, save money, reduce counterparty risk, differentiate brand, and more.

We’ve updated the name of some GitHub repositories to better reflect the core functionalities and products represented in each.

In this talk from Baltic Honeybadger 2023 in Riga, Nicolas Burtey digs into the topic of open source beyond the Bitcoin and Lightning protocol layer.

Nicolas Burtey presents at MSTR World Bitcoin and Lightning for Corporations, 2023

The Bitcoin Lightning Network has been designed as a global payment network. However, unlike traditional payment networks, Lightning not only involves messaging, i.e., the exchange of payment instructions but also immediately involves a final bilateral settlement.

The Lightning Cash Register – a new Point of Sale (POS) feature for merchants – makes it even easier and more secure to accept bitcoin over the Lightning Network.

Announcing Stablesats: Bringing USD to the Lightning Network

We discuss fee structures for open source Bitcoin banks, with special attention to the case of managing onchain and offchain liquidity, where different usage patterns can accrue dramatically different protocol fees.

New Story Partnering with Bitcoin Beach and Galoy to Make Homeownership Accessible

The impact of having a safe place to call home is hard to overstate.

Bitcoin Lightning Network Hackday coming to Istanbul Feb 25th to 27th, 2022. Intel to announce a Bitcoin mining ASIC. Strike rolls out in Argentina. Read on for this month’s Lightning news.

Galoy donated 21 million sats to innovative Bitcoin projects and communities around the world. Bitcoin Beach fully matched the donation — doubling the charitable contribution to a total of 42 millions sats — to help

Learn how to receive sats using a Lightning Address.

51 recorded talks and panels from Adopting Bitcoin have been published to BitcoinTV. Spiral, Lightning Labs and Voltage built tools to help Lightning developers and node runners. Stripe co-founder signaled increased interest in Lightning.

Craft Ventures is joined by Kingsway Capital, Trammell Venture Partners and Balaji Srinivasan to accelerate Lightning Network adoption through the Galoy open source Bitcoin banking platform.

The summit brought together more than 700 attendees and 75 speakers from all over the world to share and debate ideas about Lightning development and Bitcoin adoption.

We’re excited to bring you the first Galoy newsletter. Once per month we’ll be delivering you insights, articles and news about onboarding communities and institutions to Bitcoin and the Lightning Network.

Revolutionary change is usually sparked by those that are too young and naïve to understand that their undertaking is doomed to fail.

“What does Galoy mean?” is a question we get asked a lot. We decided to share a bit of history regarding how we got the name Galoy.

In this timeless article from 2020, Galoy co-founders Nicolas Burtey and Chris Hunter shared thoughts on how the layered scaling of Bitcoin and the Lightning Network compares to legacy payment and transaction systems.

This 2019 article lays the foundation for the Lightning Network’s potential global impact by offering a side-by-side comparison to credit card network